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Free Solar Panel Cost Calculator 2026

Enter your ZIP code and monthly electric bill to get an instant estimate for solar installation cost, monthly savings, and 30-year ROI. Free — no signup required.

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How It Works — 3 Simple Steps

1

Enter Your Electric Bill

Your average monthly bill determines your solar system size and savings potential.

2

Enter Your ZIP Code

We use real NREL PVWatts sunlight data for your exact location and EIA electricity rates by state.

3

Get Your Free Estimate

See personalized installation cost, 30% federal tax credit, monthly savings, and 25-year ROI.

Solar Cost Guides & Resources

Expert articles to help you understand solar pricing, incentives, and financing options.

View all solar guides →

Frequently Asked Questions

How much do solar panels cost in 2026?

The average residential solar system costs $18,000–$25,000 before incentives. After the 30% federal Investment Tax Credit, most homeowners pay $12,600–$17,500 net.

How much can solar save me per month?

Most homeowners save $100–$150 per month with solar, or $1,200–$1,800 per year. Over 25 years, that’s $30,000–$45,000 in total electricity savings.

What is the 30% federal solar tax credit?

The Investment Tax Credit (ITC) lets you deduct 30% of your solar installation cost from federal income taxes. On a $20,000 system, you get a $6,000 credit. Available through 2032.

How long does solar take to pay off?

The average payback period is 7–12 years. After payback, solar electricity is essentially free for the remaining panel warranty period of 13–18 years.

How accurate is this solar calculator?

Our estimates are 80–90% accurate vs. real installer quotes, using NREL PVWatts real irradiance data for your ZIP code and current 2026 market installation rates ($2.50–$3.50/watt).